A real creative excuse :
Just added this to my "Reasons for Non Payment" list.
"________ has been greatly affected by SARS. We have not been able to contact our customers as they are all closed.
I think we will not be able to pay on ____. But I will contact my customers when they re-open and will get back to you on when we can make payment to you."
And I thought I've seen everything !
Though the delayed payment hurt, the excuse sure lightened up my day !
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